Hbos Plc: Strategic Corporate Assessment

Introduction

HBOS (or 'the group') is one of the largest mortgage and saving providers in the UK. This profile offers a comprehensive review of the group's operations and performance.

Scope

• Contains corporate strategy, value chain presence and SWOT Analysis
• Provides detailed business description, segment analysis, 5-year financial trends, key products and key competitors
• Includes information on suppliers/ partners, shareholding structure and key employees with biographies

Highlights

• HBOS provides retail, business and corporate banking, and insurance and investment services. The group operates primarily in the UK. HBOS employs 74,252 people.
• With total assets of 591 billion by the end of the fiscal year 2006, HBOS is the fourth largest bank in the UK. HBOS has leading market shares in most of its business segments. Two out of every five households in the UK are HBOS customers.
• HBOS aims to maintain cost leadership among the major UK banks. The group's cost to income ratio, excluding exceptional items and goodwill amortization, was strong at 40.9% in the fiscal year 2006. HBOS plans to bring down this cost to income ratio to below 35%, by 2010.

Reasons to Purchase

• Access all the important information and analysis on the company in a single report
• Understand company's strengths, weaknesses, opportunities and threats along with business strategy and value chain
• Gain access to company's adjusted five year financial data along with key ratios and market capitalization