Ukraine Banking Sector Analysis

2007-2008

Publication Date	July 2007
Publisher	RNCOS
Product Type	Report
Pages	85
ISBN Number	not applicable
Product Code	RCS00203

Price

£565.00
approximately: $998 | €716

PDF

PRINT £680 ($1,201 | €862)

CD-ROM £680 ($1,201 | €862)

Order above formats by FAX

Summary

"Ukraine Banking Sector Analysis (2007-2008)" - a market research report by RNCOS provides extensive research and objective analysis of the growing banking industry in Ukraine, their product quality, and the services they provide. This report helps clients to analyze the leading-edge opportunities critical to the success of the banking industry in the country. Detailed data and analysis helps investors, financial service providers, and global banking players to navigate through the evolving banking industry of Ukraine.

Key Findings

Ukraine banking sector is at the developing stage and it has got ample opportunities & scope for growth. As of 2006, the total market capitalization of banking sector was only 5% of total GDP.
Interest of foreign banks in Ukraine is increasing and the country's banking sector is fast becoming the focal point for foreign investors.
Interest income constitutes a major part of income of the Ukrainian banking industry income & it accounted for 69.1% of total banking income in 2005.
Current Account Deposits, Time & Savings Deposits & Bank Loans are expected to grow at the CAGR of 20.51%, 8.98%, and 24.85% respectively during 2007-2011.

Key Issues and Facts

The research report addresses the issues and facts that are critical to business success:

How competitive is the banking industry in Ukraine?
What is the nature of the services driving the banking industry?
What are the various opportunities and challenges for the industry?
What are the prospective areas of investment for the banks in near future?
Which factors will lead to the growth of payment cards, loans and deposits in Ukraine?

Key Products

Key products like Deposits, Payment Cards, Loans and ATM services are analyzed thoroughly and are supported by the factors filliping their growth.

Key Players

This section provides business overview & key financials of top players (Asset-wise) like PrivatBank, Raiffeisen Bank Aval, Ukrsotsbank, UkrSibbank and State Export-Import Bank operating in the country.

Research Methodology Used

Information Sources

Information has been sourced from various authentic sources like books, newspapers, trade journals, and white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to access to more than 3000 paid databases.

Analysis Methods

The in-depth analysis of the report has been done by employing several methods including Ratio Analysis, Historical Trend Analysis, Linear Regression Analysis using software tools, Judgmental Forecasting and Cause and Effect Analysis.

Content

1. Analyst View
2. Research Overview
3. Worldwide Banking Industry
- 3.1 By Assets
- 3.2 By Deposits
- 3.3 By Loans
- 3.4 Banking Industry Forecast (2007-2011)
4. Eastern European Banking Industry
- 4.1 By Assets
- 4.2 By Deposits
- 4.3 By Loans
- 4.4 By Net Interest Income
5. Ukrainian Banking Industry
- 5.1 Six Stages of Banking System Development
- 5.2 Types of Banks
  - 5.2.1 The Central Bank - National Bank of Ukraine
  - 5.2.2 Commercial Banks
    - 5.2.2.1 Breakup of Commercial Banks
    - 5.2.2.2 State Owned Banks
    - 5.2.2.3 Foreign Banks
6. Banking Industry Performance
- 6.1 By Deposits
  - 6.1.1 Current Account Deposits
  - 6.1.2 Time & Savings Deposits
- 6.2 By Loans
- 6.3 By Payment Instruments
  - 6.3.1 Payment Cards
  - 6.3.2 ATMs
- 6.4 By Income & Expenses
  - 6.4.1 Income
    - 6.4.1.1 Net Interest Income
  - 6.4.2 Expenses
7. Industry Drivers
- 7.1 Increase in Employment
- 7.2 Growth in GDP
- 7.3 Increase in Foreign Investment
- 7.4 Increase in Per Head Disposable Income
- 7.5 Economic Liberalization
- 7.6 First Ukrainian International Bank (FUIB)
- 7.7 High Return on Investment
- 7.8 Business Freedom
8. Opportunities & Challenges
- 8.1 Opportunities
  - 8.1.1 Growth Potential in Retail Loans & Deposits Areas
  - 8.1.2 Possibility of Mergers & Acquisition in Future
  - 8.1.3 Rising Foreign Interest
  - 8.1.4 Potential in Cards' Market
  - 8.1.5 Increasing Foreign Ownership
  - 8.1.6 Bancassurance
- 8.2 Challenges
  - 8.2.1 Basel II Accord
  - 8.2.2 Consolidation in Ukraine Banking - Threat for Small Banks
  - 8.2.3 Decreasing Population
  - 8.2.4 Short Liabilities & Investment in Long Assets
9. Future Outlook (2007-2011)
- 9.1 Current Account Deposits Forecast (2007-2011)
- 9.2 Time & Savings Deposits Forecast (2007-2011)
- 9.3 Bank Loans Forecast (2007-2011)
- 9.4 Net Interest Income Forecast (2007-2011)
10. Competitive Landscape
11. Major Industry Players
- 11.1 PrivatBank
- 11.2 Raiffeisen Bank Aval
- 11.3 Ukrsotsbank
- 11.4 UkrSibbank
- 11.5 State Export-Import Bank
12. Annexure
- 12.1 Government Regulations for Establishment of Banks
- 12.2 Registration & Licensing of Banks
- 12.3 Branches & Representative Offices of Banks
- 12.4 Core Principles for Effective Banking Supervision
- 12.5 Calendar of Events (Jan 2006-Dec 2006)
List of Figures:
- Figure 3-1: Worldwide - Bank Assets (in Trillion US$), 2002-2006
- Figure 3-2: Worldwide - Bank Deposits (in Trillion US$), 2002-2006
- Figure 3-3: Worldwide - Bank Loans (in Trillion US$), 2002-2006
- Figure 3-4: Worldwide - Forecast for Bank Assets (in Trillion US$), 2007-2011
- Figure 3-5: Worldwide - Forecast for Bank Deposits (in Trillion US$), 2007-2011
- Figure 3-6: Worldwide - Forecast for Bank Loans (in Trillion US$), 2007-2011
- Figure 4-1: Eastern Europe - Bank Assets (in Billion US$), 2001-2006E
- Figure 4-2: Eastern Europe - Bank Deposits (in Billion US$), 2001-2006E
- Figure 4-3: Eastern Europe - Bank Loans (in Billion US$), 2001-2006E
- Figure 4-4: Eastern Europe - Net Interest Income (in Billion US$), 2001-2006E
- Figure 5-1: Ukraine - Bank Assets (in Billion US$), 2001-2006E
- Figure 6-1: Ukraine - Current Account Deposits (in Billion US$), 2001-2006E
- Figure 6-2: Ukraine - Time & Savings Deposits (in Billion US$), 2001-2006E
- Figure 6-3: Ukraine - Bank Loans (in Million US$), 2001-2006E
- Figure 6-4: Ukraine - Number of Payment Cards (in Thousand), 2005 & 2006
- Figure 6-5: Ukraine - Number of ATMs, Payment Terminals & Imprinters (2005 & 2006)
- Figure 6-6: Ukraine - Breakup of Bank Income (%), 2005
- Figure 6-7: Ukraine - Net Interest Income (in Million US$), 2001-2006E
- Figure 6-8: Ukraine - Breakup of Bank Expenses (%), 2005
- Figure 7-1: Ukraine - Employment Growth (in Million), 2001-2006E
- Figure 7-2: Ukraine - Forecast for Employment Growth (in Million), 2007-2011
- Figure 7-3: Ukraine - Share of Foreign Assets in Banking Sector (%), 2001-2005 & July 2006
- Figure 7-4: Ukraine - Per Head Disposable Income (in US$), 2001-2006E
- Figure 7-5: Ukraine - Forecast for Per Head Disposable Income (in US$), 2007-2011
- Figure 8-1: Ukraine - Population Growth (in Million), 2001-2006
- Figure 8-2: Ukraine - Forecast for Population Growth (in Million), 2007-2011
- Figure 9-1: Ukraine - Forecast for Current Account Deposits (in Billion US$), 2007-2011
- Figure 9-2: Ukraine - Forecast for Time & Savings Deposits (in Billion US$) 2007-2011
- Figure 9-3: Ukraine - Forecast for Bank Loans (in Billion US$), 2007-2011
- Figure 9-4: Ukraine - Forecast for Net Interest Income (in Billion US$), 2007-2011
- Figure 10-1: Ukraine - Market Share of Major Players by Assets (%), Dec 2006
List of Tables:
- Table 5-1: Ukraine - Top 10 Commercial Banks by Assets (in Million UAH), 2006
- Table 5-2: Ukraine - Breakup of Commercial Banks by Ownership (March 2007)
- Table 5-3: Ukraine - Top 10 Foreign Banks by Assets (in Million US$), June 2006
- Table 10-1: Ukraine - Market Share of Major Players by Retail Deposits & Retail Loans (%), Oct 2005
- Table 10-2: Ukraine - Market Share of Major Players by Corporate Deposits & Corporate Loans (%), Oct 2005
- Table 11-1: PrivatBank - Key Financials (in Thousand UAH), 2004, 2005 & Nov 2006
- Table 11-2: Raiffeisen Bank Aval - Key Financials (in Thousand UAH), 2003 & 2004
- Table 11-3: Ukrsotsbank - Key Financials (in Thousand UAH), 2004, 2005 & Nov 2006
- Table 11-4: UkrSibbank - Key Financials (in Thousand UAH), 2004, 2005 & Nov 2006
- Table 11-5: State Export-Import Bank - Key Financials (in Thousand UAH), 2004, 2005 & Nov 2006