Card Issuer Profile

Content

• Overview
• Catalyst
  • Summary
• Ge Money
  • Key findings
  • Company overview
  • Background
  • Ownership & management
  • GE Board of Directors
  • GE Money management
  • Employees
  • Management values
  • Company structure
  • In 2005 GE's businesses were reorganized
  • Until 2002 GE Consumer Finance formed part of GE Capital
  • Geographic coverage
  • Acquisitions have played a key role in GE's geographical expansion
  • Card statistics
  • Key financials
  • Profit & loss account
  • Balance sheet
  • Product overview
  • General product overview
  • Card product offering
  • Distribution and branding
  • B2B partnerships form a significant part of GE's distribution strategy
  • GE is now entering the credit card market as a standalone player
  • GE Money continues to invest in innovative products and services
  • Company outlook
  • GE's ultimate aim is expanding retail banking and the GE Money brand
  • GE Money is seeking to develop the non-cards side of the business
  • GE Money is keen to make mortgages a core part of its product portfolio
  • Strong growth is being achieved through four key principles
  • GE is also seeking to expand in emerging markets
  • There is potential to grow in Central and Eastern Europe where credit card penetration is low
  • GE has a growing portfolio across Asia-Pacific
  • Latin America is also an important region for GE Money
  • Datamonitor competitor benchmark
• Appendix
  • Definitions
  • Co-branded card
  • Commercial card
  • Corporate card
  • Credit card
  • Prepaid card
  • Private label card
  • Purchasing cards
  • Data
  • Methodology
  • Further reading
  • Ask the analyst
  • Datamonitor consulting
  • Disclaimer
• List of Tables
  • Table 1: GE Board of Directors, 2006
  • Table 2: GE Money Management, 2006
  • Table 3: GE employees, 2002-2006
  • Table 4: GE's organizational units - Growth Engines and Cash Generators, 2004
  • Table 5: GE's new organizational structure, 2007
  • Table 7: GE Money key acquisitions, 1993-2007
  • Table 8: GE Money's revenue and profit, 2002-2006
  • Table 8: GE Money product offerings directly to consumers and businesses, 2007
  • Table 9: Examples of co-branded cards, 2007
  • Table 10: GE Money's key retailer partnerships
  • Table 11: GE Money's key retailer partnerships in the US, 1981-2007
  • Table 13: GE Money brand credit card details in selected markets, 2007
  • Table 13: Scorecard logic, part one
  • Table 14: Scorecard logic, part two
  • Table 15: GE's revenues, costs and profits, 2002-2006
  • Table 16: GE's profit segmented by sector, 2002-2006
  • Table 17: GE's assets, 2002-2006
  • Table 18: Current relevant Datamonitor publications, 2007
  • Table 19: Future relevant Datamonitor publications, 2007
• List of Figures
  • Figure 1: GE Money has a significant presence globally, 2007
  • Figure 2: GE has shown a strong financial performance, 2002 - 2006
  • Figure 3: GE Money is the third largest contributor to GE's profit, 2006
  • Figure 4: GE has a large balance sheet, with GE Money accounting for 20 per cent of total assets, 2002-2006
  • Figure 5: Priority for inactive cards in GE's conversion effort from private-label to dual functionality, 2003
  • Figure 6: Dual cards are more profitable than traditional private label cards, 2005
  • Figure 7: In the Americas, GE is seeking to grow its product portfolio, 2006
  • Figure 8: GE Money is seeking up to 15 per cent growth in assets and net income in 2007
  • Figure 9: GE Money - Datamonitor Competitor Benchmark