Card Issuer Profile: Barclaycard

Publication Date	December 2008
Publisher	Datamonitor
Product Type	Report
Pages	47
ISBN Number	not applicable
Product Code	DAT05149

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Summary

Introduction

Barclaycard is one of the largest credit card issuers in the UK, but has placed a massive emphasis on its program of global expansion. Through a combination of direct market entry, partnership and acquisition Barclaycard is now present in the US, Europe, Africa, Asia and the Middle East. This profile provides an overview of its current market positioning, strategy and future outlook.

Reasons to Purchase

*Gain a detailed understanding of Barclaycard's strategy and approach in card issuance and see how it can be applied in your business
*Find out Datamonitor's view on Barclaycard's outlook for the future and where its biggest opportunities lie
*Learn how Barclaycard rates in Datamonitor's unique Competitor Benchmark exercise

Content

Overview
Catalyst
Summary
- Table of Contents
- Table of figures
- Table of tables
Barclaycard
Key Findings
Company Overview
Background
Ownership and Management
Barclays Board of Directors
Employees
Management Values
Company Structure
Barclaycard Is Composed of Three Separate Divisions
Geographic Coverage
Barclaycard Has Expanded Internationally through A Combination of Direct Market Entry and Organic Growth, Acquisition and Strategic Partnerships
in Addition to Acquisition, Barclaycard Has Also Sold Units and Left Markets
Card Statistics
Number of Cards in Issue
Balances Outstanding
Key Financials
Profit and Loss Account
Balance Sheet
Product Overview
Card Product Offering
Barclaycard's Product Range Is Designed to Appeal to A Range of Customer Segments
Product Innovation Has Been at The Forefront of Barclaycard's Strategy to Reach and Retain Custom
Barclaycard Is among The First to Implement Contactless Technology in The UK and Elsewhere
Building on Its Expertise, Barclaycard Is Taking Contactless Technology Farther Afield
Barclaycard Launched A Prepaid Card Venture with Card Commerce
Distribution
Company Outlook
Growing Its International Business Is Critical to The Future Potential of Barclaycard as A Whole
Generating Significant Growth in The Already Saturated Market in The UK Will Be Difficult
Barclaycard Has A Strong Presence in Europe and The US but The Economic Climate Will Slow Its Growth
Barclaycard's Expansion into Several Rapidly Developing Markets Offers A Platform for Solid Growth
The Key to Barclaycard's Future Growth Will Be How Well IT Can Make Its Monoline Strategy Work
for Several Years Barclaycard's Model Has Been Based on Acquisition and Strategic Partnerships
Barclaycard's Moves into Asia and The Middle East Have Been More Akin to A Monoline Strategy
Datamonitor Competitor Benchmark
- Appendix
Definitions
Co-Branded Card
Commercial Card
Corporate Card
Credit Card
Private Label Card
Purchasing Cards
Supplementary Data
Methodology
Further Reading
Ask The Analyst
Datamonitor Consulting
Disclaimer
List of Tables
- Table 1: Barclays board of directors and executive committee details, 2008
- Table 2: Barclays group global employees by function
- Table 3: Timeline of Barclaycard's major market entry and expansion activities, 1966-2008
- Table 4: Barclaycard's cards in issue breakdown by country, 2003-07
- Table 5: APR rates and introductory offers applicable to Barclaycard's UK retail product range, 2008
- Table 6: Scorecard logic, part one
- Table 7: Scorecard logic, part two
- Table 8: Barclaycard credit cards in issue by geography, 2007
- Table 9: Barclaycard credit cards in issue by division, millions, 2003-07
- Table 10: Barclaycard credit card receivables, 2003-07
- Table 11: The revenues, costs and net profits of the Barclays group, 2003-07
- Table 12: Barclays' assets, 2003-07
- Table 13: Barclaycard's revenues, costs and net profit, 2003-07
- Table 14: Barclays' pre-tax profit by sector, 2007
- Table 15: Current relevant publications
- Table 16: Future relevant publications
List of Figures
- Figure 1: Barclaycard's international card and lending business locations, 2008
- Figure 2: Barclaycard US is growing in importance, 2007
- Figure 3: Barclaycard International has demonstrated strong overall growth, 2003-07
- Figure 4: Overall, Barclaycard International is gaining in significance, 2003-07
- Figure 5: Barclaycard has enjoyed strong growth in balances outstanding, 2003-07
- Figure 6: Barclays has seen its profit fall in 2007, 2003-07
- Figure 7: Barclaycard has seen its profit rise in 2007, 2003-07
- Figure 8: Barclaycard contributed over 5% to Barclays' overall profit, 2007
- Figure 9: Barclays has a large balance sheet, 2003-07
- Figure 10: Examples of Barclaycard US co-brand partnerships, 2008
- Figure 11: Barclaycard's offering in the UAE, 2008
- Figure 12: Barclays PINSentry is a further attempt to tighten security in the online space, 2008
- Figure 13: Barclaycard Competitor Benchmark, 2008