Card Issuer Profile: Barclaycard

Content

• Overview
• Catalyst
  • Summary
  • Barclaycard
  • Key findings
  • Company overview
  • Background
  • Ownership & management
  • Barclays Board of Directors
  • Employees
  • Management values
  • Company structure
  • Barclaycard is composed of four separate divisions
  • Geographic coverage
  • Barclaycard has expanded internationally through a combination of direct market entry and organic growth, acquisition and strategic partnerships
  • Card statistics
  • Number of cards in issue
  • Balances outstanding
  • Key financials
  • Profit and loss account
  • Balance sheet
  • Product overview
  • Card product offering
  • Barclaycard's product range is designed to appeal to a range of customer segments
  • Product innovation has also proved an effective tool for Barclaycard to reach and retain customers from particular segments
  • In line with its strategy Barclaycard is among the first to implement contactless technology
  • Distribution
  • Company outlook
  • Growing its international business is critical to the future potential of Barclaycard as a whole
  • Generating significant growth in the UK market will be difficult
  • Barclaycard must look beyond the UK if it is to continue to grow
  • To achieve this, there has been a move towards a partnership strategy
  • The mixed performance of the monoline model necessitated a shift in approach
  • Barclaycard's new model is based on delivering faster and more secure results: one of acquisition and strategic partnerships with incumbent players
  • Barclaycard International has a strong presence in Europe and will look to develop its key markets
  • The US remains an important market and there have been a great number of new partnership deals
  • Barclaycard already has a presence in Africa, on which it could look to build its card operations further
  • The Barclays-ABN AMRO merger has the potential to create further growth opportunities for Barclaycard
  • Datamonitor Competitor Benchmark
• Appendix
  • Definitions
  • Co-branded card
  • Commercial card
  • Corporate card
  • Credit card
  • Private label card
  • Purchasing cards
  • Data
  • Methodology
  • Further reading
  • Ask the analyst
  • Datamonitor consulting
  • Disclaimer
• List Of Tables
  • Table 1: Barclays Board of Directors and Executive Committee details, 2006
  • Table 2: Barclays group global employees by function, 2002-2006
  • Table 3: Timeline of Barclaycard's major market entry and expansion activities, 1966-2007
  • Table 4: Barclaycard's cards in issue breakdown by country, 2003-2006
  • Table 5: Details of Barclaycard's UK product range, 2007
  • Table 6: Scorecard logic, part one
  • Table 7: Scorecard logic, part two
  • Table 8: Barclaycard credit cards in issue by geography, 2006
  • Table 9: Barclaycard credit cards in issue by division, 2003-2006
  • Table 10: Barclaycard credit card receivables, 2002-2006
  • Table 11: The revenues, costs and net profits of the Barclays group, 2002-2006
  • Table 12: Barclaycard's revenues, costs, and net profits, 2002-2006
  • Table 13: Barclays' operating income by sector, 2006
  • Table 14: Barclays' assets, 2002-2006
  • Table 15: Current relevant Datamonitor publications, 2007
  • Table 16: Future relevant Datamonitor publications, 2007
• List Of Figures
  • Figure 1: Barclaycard's international card and lending business locations, 2007
  • Figure 2: Barclaycard US is growing in importance, 2007
  • Figure 3: Barclaycard International has demonstrated strong overall growth, 2002-2006
  • Figure 4: Overall, Barclaycard International is gaining in significance, 2003-2006
  • Figure 5: Barclaycard has enjoyed strong growth in balances outstanding, 2002-2006
  • Figure 6: Barclaycard has seen its profit fall over the last few years, 2002-2006
  • Figure 7: Barclaycard contributed over five per cent to the Barclays overall profit, 2006
  • Figure 8: Barclays has a large balance sheet, 2002-2006
  • Figure 9: Barclaycard Competitor Benchmark, 2007