Cards and Consumer Finance in France 2008

A Lafferty Report

Publication Date	September 2008
Publisher	Lafferty Group
Product Type	Report
Pages	30
ISBN Number	not applicable
Product Code	LFY00028

Buy this product or for assistance call +44 20 7060 7474

PRINT £2,000.00$3327 | €2238

FAX Order above formats by FAX

Summary

Lafferty Cards & Consumer Finance in France 2008

Introduction

Lafferty Cards & Consumer Finance in France 2008 is the most comprehensive research available on consumer finance and credit cards in the market. A mixture of quantitative and qualitative methods is used by a dedicated team of in-house researchers and analysts to produce accurate and unbiased data. It comprises of 11 sections: key facts, demographics, the economy, consumer credit market, cards market, credit cards profit pool, pricing and enhancements, networks, credit cards issuers, merchant acquiring & processing and other cards market information. The report is reader friendly through the use of a bullet point format and graphs, pie charts and tables to help illustrate key data. Industry experts are always on hand to talk you through any data queries.

Highlights Personal loans remain the most popular form of non-mortgage borrowing.

Frances bank-issued payment cards market continues to be dominated by debit and deferred debit cards, while a plethora of lower-cost loan products equally inhibits growth in credit card borrowing.

The lack of development in this area has fundamentally been driven by the banks reluctance to directly offer revolving credit and installment facilities on cards. Nevertheless, a gap in the market has been plugged by the countrys largest specialist finance companies (many of which are owned by the banks), which have risen to the challenge of offering a range of retail-based credit and payment options.

The recent lifting of restrictions on co-branding has, however, opened the way for a multitude of new bank-issued card products and will hopefully serve to stimulate the bank-issued credit cards market, as the real value of offering revolving credit products becomes apparent.

Content

Report Contents
below Is a Standard Country Template for Guidance Purposes. Constraints in Data Availability May Exist in Certain Markets, However Where Possible Estimates Will Be Provided.
1. Key Facts
2. Demographics:
- Population Metrics
- Ownership of Key Consumer Goods
- Internet Usage by Population
3. Economic Indicators:
- Major Economic Indicators
4. Consumer Credit Market:
- Consumer Credit Outstandings and Indebtedness
- Consumer Credit Outstandings by Product
5. Cards Market:
- Card Holdings per 100 Adult
- Card Numbers by Type
- Credit Cards Metrics
- Credit Cards Profitability Indicators
- Debit Cards Metrics
6. Profit Pool:
- Profit Pool
7. Pricing & Enhancements:
- Card Pricing and Enhancements
8. Networks:
- Networks Credit Card Market Shares
- Networks Credit Card Numbers
- Networks Credit Card Billed Volume
- Number of Credit Card Transactions
- Networks Average Credit Card Transaction Value
- Credit Card Interchange Fees by Network
- Networks Debit Card Market Shares
- Networks Debit Card Numbers
- Networks Debit Card Billed Volume
- Networks Number of Debit Card Transactions
- Networks Average Debit Card Transaction Value
- Debit Card Interchange Fees by Network
9. Key Issuers:
- Key Issuers Market Shares
10. Merchant Acquiring & Processing:
- Merchant Acquirer Credit Card Market Share
- Merchant Service Charges
- Credit Card Issuer / Acquirer / Processor Relationships
- Credit Card Acquiring Processor Market Shares by Card Numbers
- Credit Card Acquiring Processor Market Shares by Number of POS Transactions