Cards and Consumer Finance in Sweden 2008
A Lafferty Report
Market Research Report

Cards and Consumer Finance in Sweden 2008 A Lafferty Report Market Research Report

Lafferty Cards & Consumer Finance in Sweden 2008 Introduction

Lafferty Cards & Consumer Finance in Sweden 2008 is the most comprehensive research available on consumer finance and credit cards in the market. A mixture of quantitative and qualitative methods is used by a dedicated team of in-house researchers and analysts to produce accurate and unbiased data. It comprises of 11 sections: key facts, demographics, the economy, consumer credit market, cards market, credit cards profit pool, pricing and enhancements, networks, credit cards issuers, merchant acquiring & processing and other cards market information. The report is reader friendly through the use of a bullet point format and graphs, pie charts and tables to help illustrate key data. Industry experts are always on hand to talk you through any data queries.

Highlights Mortgage finance forms the majority of total consumer lending in Sweden.

The cards market is dominated by Visa-branded debit cards.

Increased competition has now led to more innovative credit card offerings.

Sweden has a relatively undeveloped revolving credit cards market compared with Anglo-Saxon countries, displaying characteristics more akin to its continental European counterparts.

In addition to the traditional bank market, a number of retailers (including IKEA, Coop Medmera, Volvo and the fuel companies) operate well-established private label card programmes, with some portfolios managed by a dedicated finance subsidiary.

Given that consumer credit and charge cards are often bundled as part of a package of retail banking services, competition, switching and individual product pricing strategies in the bank-issued cards market is relatively restricted.

• Report Contents
• below Is a Standard Country Template for Guidance Purposes. Constraints in Data Availability May Exist in Certain Markets, However Where Possible Estimates Will Be Provided.
• 1. Key Facts
• 2. Demographics:
  • Population Metrics
  • Ownership of Key Consumer Goods
  • Internet Usage by Population
• 3. Economic Indicators:
  • Major Economic Indicators
• 4. Consumer Credit Market:
  • Consumer Credit Outstandings and Indebtedness
  • Consumer Credit Outstandings by Product
• 5. Cards Market:
  • Card Holdings per 100 Adult
  • Card Numbers by Type
  • Credit Cards Metrics
  • Credit Cards Profitability Indicators
  • Debit Cards Metrics
• 6. Profit Pool:
  • Profit Pool
• 7. Pricing & Enhancements:
  • Card Pricing and Enhancements
• 8. Networks:
  • Networks Credit Card Market Shares
  • Networks Credit Card Numbers
  • Networks Credit Card Billed Volume
  • Number of Credit Card Transactions
  • Networks Average Credit Card Transaction Value
  • Credit Card Interchange Fees by Network
  • Networks Debit Card Market Shares
  • Networks Debit Card Numbers
  • Networks Debit Card Billed Volume
  • Networks Number of Debit Card Transactions
  • Networks Average Debit Card Transaction Value
  • Debit Card Interchange Fees by Network
• 9. Key Issuers:
  • Key Issuers Market Shares
• 10. Merchant Acquiring & Processing:
  • Merchant Acquirer Credit Card Market Share
  • Merchant Service Charges
  • Credit Card Issuer / Acquirer / Processor Relationships
  • Credit Card Acquiring Processor Market Shares by Card Numbers
  • Credit Card Acquiring Processor Market Shares by Number of POS Transactions