Third-Party Payment in China

Content

• 1 Industry Overview: Key Factors Shaping Third-Party Payments in China
  • 1.1 Continued preference for cash payments, but bank card payments rising
  • 1.2 Credit card use remains low; debit cards widespread
  • 1.3 Limited coverage of non-cash payment services
  • 1.4 China UnionPay's bank card monopoly
  • 1.5 Quasi-online payment systems an interim solution
  • 1.6 Two ISPs, 162 million Internet users
  • 1.7 Two mobile operators, 514 million subscribers
  • 1.8 Contactless smartcard use increasing but largely limited to buses and subways
  • 1.9 Government regulations and the ""national interest""
• 2 ChinaPay - Providing Online Payment Solutions for Chinese Banks
  • 2.1 Company Overview
    • 2.1.1 Ownership
    • 2.1.2 Organizational Structure
    • 2.1.3 Management Team
  • 2.2 Business and Financial Performance
  • 2.3 Services, Channels, and Coverage
    • 2.3.1 Online Banking
    • 2.3.2 Self-service Payment Terminals
    • 2.3.3 POS terminals
  • 2.4 Market Size
  • 2.5 Marketing and Branding
  • 2.6 Partnerships
    • 2.6.1 Bank Partners
    • 2.6.2 Merchant Partners
    • 2.6.3 Technology Partners
  • 2.7 Competitive Analysis
  • 2.8 Outlook
• List of Figures
  • Figure 1: Credit cards issued in China and in the US (M)
  • Figure 2: Internet Users in China, 2001-2006 (M)
  • Figure 3: Mobile Subscribers in China, 2002-2010F (M)
  • Figure 4: China government groups involved in third-party payment regulation
  • Figure 5: China UnionPay organizational chart
  • Figure 6: ChinaPay Payment Channels
  • Figure 7: ChinaPay Online Payment Operation Model
  • Figure 8: ChinaPay Online Payment Fee Structure
  • Figure 9: Online Brokerage Operation Model
  • Figure 10: ChinaPay Online Brokerage Fee Structure
  • Figure 11: ChinaPay Bank Partners for Online Brokerage Service
  • Figure 12: ChinaPay Fund Partners for Online Brokerage Service
  • Figure 13: ChinaPay Online Bank Transfer Partners
  • Figure 14: ChinaPay Self-service Payment Terminal
  • Figure 15: ChinaPay Terminal Services
  • Figure 16: ChinaPay e-POS
  • Figure 17: Total CUP bank cards issued in China, 2005-2007F (M)
  • Figure 18: ChinaPay Logo
  • Figure 19: ChinaPay Bank Partners
  • Figure 20: ChinaPay Key Merchant Partners