Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2018

Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2018

Synopsis
Timetric’s 'Personal Accident and Health Insurance in the China, Key Trends and Opportunities to 2018' report provides detailed analysis of the market trends, drivers, challenges in the Chinese personal accident and health insurance segment. It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes distribution channels operating in the segment, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary
Timetric’s 'Personal Accident and Health Insurance in the China, Key Trends and Opportunities to 2018' report provides in-depth market analysis, information and insights into the Chinese personal accident and health insurance segment, including:

• The Chinese personal accident and health insurance segment’s growth prospects by insurance category

• Key trends, drivers and challenges for the personal accident and health insurance segment

• The various distribution channels in the Chinese personal accident and health insurance segment

• The detailed competitive landscape in the personal accident and health insurance segment in China

• Detailed regulatory policies of the Chinese insurance industry

• Analysis of various consumer segments in Chinese personal accident and health insurance

• New product launches of the leading personal accident and health insurers

• Key developments of the leading personal accident and health insurers

Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in China:

• It provides historical values for the Chinese personal accident and health insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.

• It offers a detailed analysis of the key categories in the Chinese personal accident and health insurance segment, along with market forecasts until 2018.

• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.

• It analyses the various distribution channels for personal accident and health insurance products in China.

• It profiles the top personal accident and health insurance companies in China and outlines the key regulations affecting them.

Reasons To Buy
• Make strategic business decisions using in-depth historic and forecast market data related to the Chinese personal accident and health insurance segment and each category within it.

• Understand the demand-side dynamics, key market trends and growth opportunities in the Chinese personal accident and health insurance segment.

• Assess the competitive dynamics in the personal accident and health insurance segment.

• Identify the growth opportunities and market dynamics in key product categories.

• Gain insights into key regulations governing the Chinese insurance industry and their impact on companies and the industry's future.

Key Highlights
• Changing demographics, a growing population and rising healthcare costs led the Chinese government to introduce ambitious healthcare reforms during the review period.

• The government established a basic universal healthcare system in April 2009, to provide accessible and affordable health services to the country’s 1.35 billion citizens by 2020.

• The number of urban residents covered by public health insurance was only 65% in 2013, indicating the complexities of segmenting rural-urban migrants in the country.

• Despite the broad coverage of public health insurance schemes, some gaps remain.

• While the contribution to the Urban Employee Basic Medical Insurance (UEBMI) remains fixed at a minimum of 6% of the employee’s annual salary, provincial contributions to Urban Resident Basic Medical Insurance (URBMI) and the New Rural Cooperative Medical Scheme (NRCMS) vary widely depending upon the type of insurance, and place of residence.

• China – the world’s most populated country with 1.35 billion residents in 2013 – also has a substantial aging population.

• Changing lifestyles and an increase in disease profiles have led to rising consumer healthcare expenditure.
Table of Contents
1 Key Facts and Events
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Chinese Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018
5 Personal Accident and Health Insurance Segment Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Personal Accident and Health Insurance Growth Prospects by Category
5.5.1 Personal accident insurance
5.5.2 Travel insurance
5.5.3 Health insurance
5.5.4 Non-life health insurance
5.5.5 Life health insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-Commerce
6.5 Brokers
6.6 Other Channels
7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Latest Changes in Regulations
7.3 Legislation and Market Practice by Type of Insurance
7.3.1 Life insurance
7.3.2 Property insurance
7.3.3 Motor insurance
7.3.4 Liability insurance
7.3.5 Marine, aviation and transit insurance
7.3.6 Personal accident and health insurance
7.4 Compulsory Insurance
7.4.1 Motor third-party liability insurance
7.4.2 Environmental liability insurance
7.4.3 Social security system
7.4.4 Aviation liability insurance
7.5 Supervision and Control
7.5.1 International Association of Insurance Supervisors (IAIS)
7.5.2 China Insurance Regulatory Commission (CIRC)
7.6 Non-Admitted Insurance Regulations
7.6.1 Overview
7.6.2 Intermediaries
7.6.3 Market practices
7.6.4 Fines and penalties
7.7 Company Registration and Operations
7.7.1 Types of insurance organization
7.7.2 Establishing a local company
7.7.3 Foreign ownership
7.7.4 Types of license
7.7.5 Capital requirements
7.7.6 Solvency margins
7.7.7 Reserve requirements
7.7.8 Investment regulations
7.7.9 Statutory return requirements
7.7.10 Fee structure
7.8 Taxation
7.8.1 Insurance premium or policy taxation
7.8.2 Corporate tax
7.8.3 VAT
7.8.4 Captives
7.9 Legal System
7.9.1 Introduction
7.9.2 Access to court
7.9.3 Alternative dispute resolution (ADR)
8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in the Chinese Personal Accident and Health Insurance Segment
8.3 Leading Personal Accident and Health Insurers - New Product Launches
8.4 Leading Personal Accident and Health Insurers - Key Developments
8.5 China Life Insurance Co., Ltd - Company Overview
8.5.1 China Life Insurance Co., Ltd - key facts
8.6 China Ping An Life Insurance Co., Ltd - Company Overview
8.6.1 China Ping An Life Insurance Co., Ltd - key facts
8.7 China Pacific Life Insurance Co., Ltd - Company Overview
8.7.1 China Pacific Life Insurance Co., Ltd - key facts
8.8 New China Life Insurance Co., Ltd - Company Overview
8.8.1 New China Life Insurance Co., Ltd - key facts
8.9 PICC Property and Casualty Co., Ltd - Company Overview
8.9.1 PICC Property and Casualty Co., Ltd - key facts
8.1 Ping An Annuity Insurance Co., Ltd - Company Overview
8.10.1 Ping An Annuity Insurance Co., Ltd - key facts
8.11 PICC Health Insurance Co., Ltd - Company Overview
8.11.1 PICC Health Insurance Co., Ltd - key facts
8.12 Taikang Life Insurance Co., Ltd - Company Overview
8.12.1 Taikang Life Insurance Co., Ltd - key facts
8.13 PICC Life Insurance Co., Ltd - Company Overview
8.13.1 PICC Life Insurance Co., Ltd - key facts
8.14 China Pacific Property Insurance Co., Ltd - Company Overview
8.14.1 China Pacific Property Insurance Co., Ltd - key facts
9 Appendix -1
9.1 Business Confidence
9.1.1 Market capitalization trend - Shanghai Stock Exchange, China
9.2 Economic Performance
9.2.1 GDP at constant prices (US$)
9.2.2 GDP per capita at constant prices (US$)
9.2.3 GDP at current prices (US$)
9.2.4 GDP per capita at current prices (US$)
9.2.5 GDP by key sector
9.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.2.8 Manufacturing net output at current prices (US$)
9.2.9 Manufacturing net output at current prices as a percentage of GDP
9.2.10 Mining, manufacturing and utilities at current prices (US$)
9.2.11 Mining, manufacturing and utilities at current prices as percentage of GDP
9.2.12 Construction net output at current prices (US$)
9.2.13 Construction net output at current prices as a percentage of GDP
9.2.14 Inflation rate
9.2.15 Exports as a percentage of GDP
9.2.16 Imports as a percentage of GDP
9.2.17 Annual average exchange rate US$-CNY
9.3 Infrastructure
9.3.1 Commercial vehicle exports - total value
9.3.2 Commercial vehicle imports - total value
9.3.3 Automotive exports - total value
9.3.4 Automotive imports - total value
9.3.5 Total internet subscribers
9.4 Labor Force
9.4.1 Labor force
9.4.2 Unemployment rate
9.5 Demographics
9.5.1 Household consumption expenditure (US$)
9.5.2 Total population
9.5.3 Urban and rural populations
9.5.4 Age distribution of the total population
10 Appendix - 2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric's Services
10.5 Disclaimer

List of Tables
Table 1: Chinese Personal Accident and Health Insurance - Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Chinese Insurance Industry - Gross Written Premium by Segment (CNY Billion), 2009-2013
Table 4: Chinese Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2009-2013
Table 5: Chinese Insurance Industry - Gross Written Premium by Segment (CNY Billion), 2013-2018
Table 6: Chinese Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2013-2018
Table 7: Chinese Insurance Industry - Gross Written Premium by Segment (Percentage Share), 2009-2018
Table 8: Chinese Insurance Industry - Direct Written Premium by Segment (CNY Billion), 2009-2013
Table 9: Chinese Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2009-2013
Table 10: Chinese Insurance Industry - Direct Written Premium by Segment (CNY Billion), 2013-2018
Table 11: Chinese Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2013-2018
Table 12: Chinese Insurance Industry - Direct Written Premium by Segment (Percentage Share), 2009-2018
Table 13: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (CNY Billion), 2009-2013
Table 14: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 15: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (CNY Billion), 2013-2018
Table 16: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 17: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (CNY Billion), 2009-2013
Table 18: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2009-2013
Table 19: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (CNY Billion), 2013-2018
Table 20: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2013-2018
Table 21: Chinese Personal Accident and Health Insurance - Earned Premium (CNY Billion), 2009-2013
Table 22: Chinese Personal Accident and Health Insurance - Earned Premium (CNY Billion), 2013-2018
Table 23: Chinese Personal Accident and Health Insurance - Paid Claims by Category (CNY Billion), 2009-2013
Table 24: Chinese Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2009-2013
Table 25: Chinese Personal Accident and Health Insurance - Paid Claims by Category (CNY Billion), 2013-2018
Table 26: Chinese Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2013-2018
Table 27: Chinese Personal Accident and Health Insurance - Incurred Loss by Category (CNY Billion), 2009-2013
Table 28: Chinese Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2009-2013
Table 29: Chinese Personal Accident and Health Insurance - Incurred Loss by Category (CNY Billion), 2013-2018
Table 30: Chinese Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2013-2018
Table 31: Chinese Personal Accident and Health Insurance - Retentions by Category (CNY Billion), 2009-2013
Table 32: Chinese Personal Accident and Health Insurance - Retentions by Category (US$ Billion), 2009-2013
Table 33: Chinese Personal Accident and Health Insurance - Retentions by Category (CNY Billion), 2013-2018
Table 34: Chinese Personal Accident and Health Insurance - Retentions by Category (US$ Billion), 2013-2018
Table 35: Chinese Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 36: Chinese Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 37: Chinese Personal Accident and Health Insurance - Commission and Expenses (CNY Billion), 2009-2013
Table 38: Chinese Personal Accident and Health Insurance - Commission and Expenses (CNY Billion), 2013-2018
Table 39: Chinese Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 40: Chinese Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 41: Chinese Personal Accident and Health Insurance - Frauds and Crimes (CNY Billion), 2009-2013
Table 42: Chinese Personal Accident and Health Insurance - Frauds and Crimes (CNY Billion), 2013-2018
Table 43: Chinese Personal Accident and Health Insurance - Total Assets (CNY Billion), 2009-2013
Table 44: Chinese Personal Accident and Health Insurance - Total Assets (CNY Billion), 2013-2018
Table 45: Chinese Personal Accident and Health Insurance - Total Investment Income (CNY Billion), 2009-2013
Table 46: Chinese Personal Accident and Health Insurance - Total Investment Income (CNY Billion), 2013-2018
Table 47: Chinese Personal Accident and Health Insurance - Retentions (CNY Billion), 2009-2013
Table 48: Chinese Personal Accident and Health Insurance - Retentions (CNY Billion), 2013-2018
Table 49: Chinese Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 50: Chinese Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 51: Chinese Personal Accident Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 52: Chinese Personal Accident Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 53: Chinese Personal Accident Insurance - Loss Ratio (%), 2009-2013
Table 54: Chinese Personal Accident Insurance - Loss Ratio (%), 2013-2018
Table 55: Chinese Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 56: Chinese Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 57: Chinese Travel Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 58: Chinese Travel Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 59: Chinese Travel Insurance - Loss Ratio (%), 2009-2013
Table 60: Chinese Travel Insurance - Loss Ratio (%), 2013-2018
Table 61: Chinese Health Insurance - Gross Written Premium by Sub-Category (CNY Billion), 2009-2013
Table 62: Chinese Health Insurance - Gross Written Premium by Sub-Category (US$ Billion), 2009-2013
Table 63: Chinese Health Insurance - Gross Written Premium by Sub-Category (CNY Billion), 2013-2018
Table 64: Chinese Health Insurance - Gross Written Premium by Sub-Category (US$ Billion), 2013-2018
Table 65: Chinese Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 66: Chinese Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 67: Chinese Non-Life Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 68: Chinese Non-Life Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 69: Chinese Non-Life Health Insurance - Direct Written Premium (CNY Billion), 2009-2013
Table 70: Chinese Non-Life Health Insurance - Direct Written Premium (CNY Billion), 2013-2018
Table 71: Chinese Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Table 72: Chinese Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Table 73: Chinese Non-Life Health Insurance - Retentions (CNY Billion), 2009-2013
Table 74: Chinese Non-Life Health Insurance - Retentions (CNY Billion), 2013-2018
Table 75: Chinese Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 76: Chinese Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 77: Chinese Life Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 78: Chinese Life Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 79: Chinese Life Health Insurance - Direct Written Premium (CNY Billion), 2009-2013
Table 80: Chinese Life Health Insurance - Direct Written Premium (CNY Billion), 2013-2018
Table 81: Chinese Life Health Insurance - Loss Ratio (%), 2009-2013
Table 82: Chinese Life Health Insurance - Loss Ratio (%), 2013-2018
Table 83: Chinese Life Health Insurance - Retentions (CNY Billion), 2009-2013
Table 84: Chinese Life Health Insurance - Retentions (CNY Billion), 2013-2018
Table 85: Chinese Personal Accident and Health Insurance - Direct Marketing Commission Paid (CNY Billion), 2009-2013
Table 86: Chinese Personal Accident and Health Insurance - Direct Marketing Commission Paid (CNY Billion), 2013-2018
Table 87: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 88: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 89: Chinese Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 90: Chinese Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 91: Chinese Personal Accident and Health Insurance (Thousand) - Number of Direct Marketing Distributors, 2009-2013
Table 92: Chinese Personal Accident and Health Insurance (Thousand) - Number of Direct Marketing Distributors, 2013-2018
Table 93: Chinese Personal Accident and Health Insurance - Bancassurance Commission Paid (CNY Billion), 2009-2013
Table 94: Chinese Personal Accident and Health Insurance - Bancassurance Commission Paid (CNY Billion), 2013-2018
Table 95: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 96: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 97: Chinese Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 98: Chinese Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 99: Chinese Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Table 100: Chinese Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Table 101: Chinese Personal Accident and Health Insurance - Commission Paid to Agencies (CNY Billion), 2009-2013
Table 102: Chinese Personal Accident and Health Insurance - Commission Paid to Agencies (CNY Billion), 2013-2018
Table 103: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 104: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 105: Chinese Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Table 106: Chinese Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Table 107: Chinese Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Table 108: Chinese Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Table 109: Chinese Personal Accident and Health Insurance - E-Commerce Commission Paid (CNY Million), 2009-2013
Table 110: Chinese Personal Accident and Health Insurance - E-Commerce Commission Paid (CNY Million), 2013-2018
Table 111: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Million), 2009-2013
Table 112: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 113: Chinese Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 114: Chinese Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 115: Chinese Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Table 116: Chinese Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Table 117: Chinese Personal Accident and Health Insurance - Commission Paid to Brokers (CNY Million), 2009-2013
Table 118: Chinese Personal Accident and Health Insurance - Commission Paid to Brokers (CNY Million), 2013-2018
Table 119: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Million), 2009-2013
Table 120: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 121: Chinese Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Table 122: Chinese Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Table 123: Chinese Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Table 124: Chinese Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Table 125: Chinese Personal Accident and Health Insurance - Commission Paid to Other Channels (CNY Million), 2009-2013
Table 126: Chinese Personal Accident and Health Insurance - Commission Paid to Other Channels (CNY Million), 2013-2018
Table 127: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Table 128: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Table 129: Chinese Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Table 130: Chinese Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Table 131: Chinese Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Table 132: Chinese Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Table 133: China - Life Insurance Regulatory Framework
Table 134: China - Property Insurance Regulatory Framework
Table 135: China - Motor Insurance Regulatory Framework
Table 136: China - The Evolution of Statutory Automobile Liability Insurance (SALI) in China:
Table 137: China - Liability Insurance Regulatory Framework
Table 138: China - Corporate Tax Rates in China for the Financial Year 2015
Table 139: Shares of Key Insurers in the Chinese Personal Accident and Health Insurance Segment (%), 2012
Table 140: China Life Insurance Co., Ltd - Key Facts
Table 141: China Ping An Life Insurance Co., Ltd - Key Facts
Table 142: China Pacific Life Insurance Co., Ltd - Key Facts
Table 143: New China Life Insurance Co., Ltd - Key Facts
Table 144: PICC Property and Casualty Co., Ltd - Key Facts
Table 145: Ping An Annuity Insurance Co., Ltd - Key Facts
Table 146: PICC Health Insurance Co., Ltd - Key Facts
Table 147: Taikang Life Insurance Co., Ltd - Key Facts
Table 148: PICC Life Insurance Co., Ltd - Key Facts
Table 149: China Pacific Property Insurance Co., Ltd - Key Facts

List of Figures
Figure 1: Chinese Insurance Industry - Gross Written Premium by Segment (CNY Billion), 2009-2018
Figure 2: Chinese Insurance Industry - Gross Written Premium Dynamics by Segment (2009-2018)
Figure 3: Chinese Insurance Industry - Direct Written Premium by Segment (CNY Billion), 2009-2018
Figure 4: Chinese Insurance Industry - Direct Written Premium Dynamics by Segment (2009-2018)
Figure 5: Gross Written Premium and Health Expenditure Statistics, 2008?2012
Figure 6: Population Distribution by Gender and Age Group, 2013
Figure 7: Rural and Urban Population (%) and Outbound Tourism (Million), 2009-2013
Figure 8: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (CNY Billion), 2009-2018
Figure 9: Chinese Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 10: Chinese Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 11: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (CNY Billion), 2009-2018
Figure 12: Chinese Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 13: Chinese Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 14: Chinese Personal Accident and Health Insurance - Earned Premium (CNY Billion), 2009-2013
Figure 15: Chinese Personal Accident and Health Insurance - Earned Premium (CNY Billion), 2013-2018
Figure 16: Chinese Personal Accident and Health Insurance - Paid Claims by Category (CNY Billion), 2009-2018
Figure 17: Chinese Personal Accident and Health Insurance - Incurred Loss by Category (CNY Billion), 2009-2018
Figure 18: Chinese Personal Accident and Health Insurance - Retentions by Category (CNY Billion), 2009-2018
Figure 19: Chinese Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 20: Chinese Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 21: Chinese Personal Accident and Health Insurance - Commission and Expenses (CNY Billion), 2009-2013
Figure 22: Chinese Personal Accident and Health Insurance - Commission and Expenses (CNY Billion), 2013-2018
Figure 23: Chinese Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 24: Chinese Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 25: Chinese Personal Accident and Health Insurance - Frauds and Crimes (CNY Billion), 2009-2013
Figure 26: Chinese Personal Accident and Health Insurance - Frauds and Crimes (CNY Billion), 2013-2018
Figure 27: Chinese Personal Accident and Health Insurance - Total Assets (CNY Billion), 2009-2013
Figure 28: Chinese Personal Accident and Health Insurance - Total Assets (CNY Billion), 2013-2018
Figure 29: Chinese Personal Accident and Health Insurance - Total Investment Income (CNY Billion), 2009-2013
Figure 30: Chinese Personal Accident and Health Insurance - Total Investment Income (CNY Billion), 2013-2018
Figure 31: Chinese Personal Accident and Health Insurance - Retentions (CNY Billion), 2009-2013
Figure 32: Chinese Personal Accident and Health Insurance - Retentions (CNY Billion), 2013-2018
Figure 33: Chinese Personal Accident and Health Insurance - Investment Portfolio (CNY Billion), 2009-2013
Figure 34: Chinese Personal Accident and Health Insurance - Investment Portfolio (% Share), 2009 and 2013
Figure 35: Chinese Personal Accident and Health Insurance Penetration (%), 2009-2013
Figure 36: Chinese Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 37: Chinese Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 38: Chinese Personal Accident and Health Insurance - Premium Per Capita (CNY), 2009-2013
Figure 39: Chinese Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 40: Chinese Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 41: Chinese Personal Accident Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 42: Chinese Personal Accident Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 43: Chinese Personal Accident Insurance - Loss Ratio (%), 2009-2013
Figure 44: Chinese Personal Accident Insurance - Loss Ratio (%), 2013-2018
Figure 45: Chinese Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 46: Chinese Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 47: Chinese Travel Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 48: Chinese Travel Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 49: Chinese Travel Insurance - Loss Ratio (%), 2009-2013
Figure 50: Chinese Travel Insurance - Loss Ratio (%), 2013-2018
Figure 51: Chinese Health Insurance - Gross Written Premium by Sub-Category (CNY Billion), 2009-2018
Figure 52: Chinese Health Insurance - Gross Written Premium Dynamics by Sub-Category, 2009-2018
Figure 53: Chinese Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 54: Chinese Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 55: Chinese Non-Life Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 56: Chinese Non-Life Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 57: Chinese Non-Life Health Insurance - Direct Written Premium (CNY Billion), 2009-2013
Figure 58: Chinese Non-Life Health Insurance - Direct Written Premium (CNY Billion), 2013-2018
Figure 59: Chinese Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 60: Chinese Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 61: Chinese Non-Life Health Insurance - Retentions (CNY Billion), 2009-2013
Figure 62: Chinese Non-Life Health Insurance - Retentions (CNY Billion), 2013-2018
Figure 63: Chinese Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 64: Chinese Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 65: Chinese Life Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 66: Chinese Life Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 67: Chinese Life Health Insurance - Direct Written Premium (CNY Billion), 2009-2013
Figure 68: Chinese Life Health Insurance - Direct Written Premium (CNY Billion), 2013-2018
Figure 69: Chinese Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 70: Chinese Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 71: Chinese Life Health Insurance - Retentions (CNY Billion), 2009-2013
Figure 72: Chinese Life Health Insurance - Retentions (CNY Billion), 2013-2018
Figure 73: Chinese Personal Accident and Health Insurance - Gross Written Premium by Distribution Channel (% Share), 2013 and 2018
Figure 74: Chinese Personal Accident and Health Insurance - Direct Marketing Commission Paid (CNY Billion), 2009-2013
Figure 75: Chinese Personal Accident and Health Insurance - Direct Marketing Commission Paid (CNY Billion), 2013-2018
Figure 76: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 77: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 78: Chinese Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Figure 79: Chinese Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Figure 80: Chinese Personal Accident and Health Insurance (Thousand) - Number of Direct Marketing Distributors, 2009-2013
Figure 81: Chinese Personal Accident and Health Insurance (Thousand) - Number of Direct Marketing Distributors, 2013-2018
Figure 82: Chinese Personal Accident and Health Insurance - Bancassurance Commission Paid (CNY Billion), 2009-2013
Figure 83: Chinese Personal Accident and Health Insurance - Bancassurance Commission Paid (CNY Billion), 2013-2018
Figure 84: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 85: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 86: Chinese Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Figure 87: Chinese Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Figure 88: Chinese Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Figure 89: Chinese Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Figure 90: Chinese Personal Accident and Health Insurance - Commission Paid to Agencies (CNY Billion), 2009-2013
Figure 91: Chinese Personal Accident and Health Insurance - Commission Paid to Agencies (CNY Billion), 2013-2018
Figure 92: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 93: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 94: Chinese Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Figure 95: Chinese Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Figure 96: Chinese Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Figure 97: Chinese Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Figure 98: Chinese Personal Accident and Health Insurance - E-Commerce Commission Paid (CNY Million), 2009-2013
Figure 99: Chinese Personal Accident and Health Insurance - E-Commerce Commission Paid (CNY Billion), 2013-2018
Figure 100: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Million), 2009-2013
Figure 101: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 102: Chinese Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Figure 103: Chinese Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Figure 104: Chinese Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Figure 105: Chinese Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Figure 106: Chinese Personal Accident and Health Insurance - Commission Paid to Brokers (CNY Million), 2009-2013
Figure 107: Chinese Personal Accident and Health Insurance - Commission Paid to Brokers (CNY Million), 2013-2018
Figure 108: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Million), 2009-2013
Figure 109: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 110: Chinese Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Figure 111: Chinese Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Figure 112: Chinese Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Figure 113: Chinese Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Figure 114: Chinese Personal Accident and Health Insurance - Commission Paid to Other Channels (CNY Million), 2009-2013
Figure 115: Chinese Personal Accident and Health Insurance - Commission Paid to Other Channels (CNY Million), 2013-2018
Figure 116: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2009-2013
Figure 117: Chinese Personal Accident and Health Insurance - Gross Written Premium (CNY Billion), 2013-2018
Figure 118: Chinese Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Figure 119: Chinese Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Figure 120: Chinese Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Figure 121: Chinese Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Figure 122: China - Insurance Regulatory Framework
Figure 123: China - Key Changes in the Chinese Insurance Industry with the Insurance Law Amendments
Figure 124: China - Insurance Supervision and Control at Various Levels
Figure 125: China - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 126: China - Three Pillars of C-ROSS
Figure 127: China - Judiciary System
Figure 128: Shares of Key Insurers in the Chinese Personal Accident and Health Insurance Segment (%), 2012
Figure 129: Shanghai Stock Exchange, China Market Capitalization (US$ Billion), 2009-2013
Figure 130: Chinese GDP at Constant Prices (US$ Billion), 2009-2013
Figure 131: Chinese GDP Per Capita at Constant Prices (US$), 2009-2013
Figure 132: Chinese GDP at Current Prices (US$ Billion), 2009-2013
Figure 133: Chinese GDP Per Capita at Current Prices (US$), 2009-2013
Figure 134: Chinese GDP by Key Sector (%), 2009 and 2013
Figure 135: Chinese Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2009-2013
Figure 136: Chinese Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as