19 reports

While outstanding balance will continue to increase at a similar rate to a year earlier in 2020, gross lending will see a marked slowdown. Not only was it difficult for many consumers in China to spend large amounts on non-essential goods during the local lockdowns they were experiencing, but consumers will also be curbing their spending,...

  • Consumer Loan
  • China
  • Household Consumption Expenditure
  • Retail Loans Number

Australian Consumer Credit 2019: Review, Forecasts, and Future Opportunities Summary The Australian consumer credit market has been characterized by continued weakness as consumers prioritize mortgage debt over consumer debt.The growth of the Australian mortgage market combined with high debt servicing...

  • Consumer Loan
  • Credit Card
  • Australia
  • Consumer Confidence Index
  • Commercial Bank Branches

Consumer lending has seen a marked impact from COVID-19 and measures aimed at limiting the spread of the disease. Gross lending has been hit hard in both the card and non-card segments, with lockdown restrictions and economic uncertainty particularly undermining demand in auto lending and education lending. In order to ease the pressure on...

  • Consumer Loan
  • United Arab Emirates
  • Household Consumption Expenditure
  • Homeownership Rate

China Retail Banking 2020 - Review, Forecasts, and Future Opportunities Summary This report explores trends in the Chinese retail banking sector as well as insight into consumer preferences and behaviors.It highlights some of the most important data points available on the performance of the sector...

  • Banking
  • Financial Services
  • Retail Banking
  • Consumer Loan
  • China
  • High Net Worth Individuals Number
  • Real Gross Domestic Product

Australian Retail Banking 2020 - Review, Forecasts, and Future Opportunities Summary Growth in the Australian retail banking sector has been consistent over the past decade, but has been weak in recent years.COVID-19 will compound the poor performance that was forecast for this year, significantly...

  • Financial Services
  • Retail Banking
  • Consumer Loan
  • World
  • Disposable Income
  • Real Gross Domestic Product

In 2021, outstanding balance and gross lending continues to grow well despite the impact of the pandemic on the Nigerian economy. This is because of Apex Bank’s loan-to-deposit ratio (LDR) policy which stipulates that 65% of the money in a bank’s deposit must be given out as loans. This has obliged Nigerian banks to expand their consumer credit...

  • Consumer Loan
  • Nigeria
  • Disposable Income
  • Unemployment Rate

Short-term credit such as card lending and personal non-card lending was negatively impacted by the emergence of the pandemic in 2020 and its effect on the Peruvian economy, including consumers’ attitudes towards debt, which also impacted consumer sentiment, and a lack of willingness to commit to a loan. Consumer Credit in Peru report...

  • Consumer Loan
  • Peru
  • Disposable Income
  • Consumer Confidence Index

With the pandemic causing uncertainty in terms of Singaporeans’ plans to study overseas, many prospective university students are opting to pursue their further education locally instead. Others saw a challenging and weak job market and took the opportunity to further their education instead of entering the workforce immediately after graduation....

  • Consumer Loan
  • Singapore
  • Household Consumption Expenditure
  • Interbank Rate

2021 saw banks introduce attractive cash advance offers to credit card holders in the United Arab Emirates, as the low interest rates of banks led many consumers to shift investment priorities to non-banking products other than savings accounts. At the same time, global lower interest rates also reduced return on investments for banks. Consumer...

  • Consumer Loan
  • United Arab Emirates
  • Retail Loans Number
  • Household Consumption Expenditure

The COVID-19 pandemic has accelerated the shift of interactions between banks and borrowers towards online platforms, mostly to mobile. As well as the convenience that online platforms offer, consumers have been keen to avoid unnecessary trips outside the home in 2021 to reduce the potential of exposure to COVID-19. In response, banks have...

  • Consumer Loan
  • Hungary
  • Consumer Confidence Index
  • Birth Rate

Consumer Loans and Consumer Lending Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2025, NAIC 522291 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: -...

  • Consumer Loan
  • United States
  • Employment Income
  • Gross Domestic Product Growth Rate

Shadow Banking, Business Development Companies, Consumer Loans, Non Bank Commercial Lending and Mortgage Lending Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2025, NAIC 522290 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and...

  • Mortgage
  • Consumer Loan
  • Commercial Loan
  • United States
  • Employment Income
  • Gross Domestic Product Growth Rate

In cheque: Slowing aggregate household debt and increasing disposable income will mitigate the threat of insolvencies Abstract Loan Administration, Check Cashing & Other Services in Canada The industry is largely dependent on the state of the overall economy, which determines how able...

  • Consumer Loan
  • Canada
  • Interbank Rate
  • Household Debt

As Vietnam has targeted the credit growth of 18-20% in 2016, banks also expect lending this year to surpass target, some even show optimism by aiming high goal. Since the SBV implemented ‘Restructuring the system of credit institutions in 2011-15’ project, NPL ratio of the banking system has declined but the size of NPLs has not been improved...

  • Consumer Loan
  • Retail Banking
  • Bank Lending
  • Financial Services
  • Home Appliance
  • Vietnam

Household Loans are a kind of advances which are given for individual consumption. This includes all types of secured and unsecured consumer loans such as house loan, vehicle loan, personal loan, education loan and others. This segment also includes the interest levied on unpaid outstanding amount of consumer credit cards. The Americas...

  • Consumer Loan
  • Banking
  • World
  • Household Debt
  • Household Loans

This IDC study introduces five practices that can help business and technology executives leverage their investment to either replace or upgrade existing consumer loan origination platforms. IDC Financial Insights recently researched consumer loan origination platforms and conducted numerous interviews with bank and credit union executives...

  • Consumer Loan
  • Financial Services

The report covers info as of April 20. The datio in solutum bill is on the verge of being promulgated in a form harshly criticised by banks. Key Points o S&P affirms BBB- rating for Romania; risks tamed by low public, external debt o Public debt to GDP ratio down 1.32p to 37.8% at end-Jan

  • Consumer Loan
  • Retail
  • Mortgage
  • Romania
  • Retail Revenue
  • Public Debt To GDP

Summary Marketline's Company Mergers & Acquisitions (M&A), Partnerships & Alliances and Investments reports offer a comprehensive breakdown of the organic and inorganic growth activity undertaken by an organization to sustain its competitive advantage. This report includes Santander UK plc (formerly Abbey National plc)'s contact...

  • Financial Services
  • Private Placement
  • Photovoltaics
  • Consumer Loan
  • United Kingdom
  • Dates Price

Scope of the Report The report titled “The U.S. Rent-To-Own (RTO) Market: Trends & Opportunities (2014-2019)” provides an in-depth analysis of the US rent-to-own market with detailed analysis of market sizing and growth, market share and economic impact of the industry. The U.S. rent-to-own market is highly fragmented with a...

  • In-Store Retail
  • Consumer Loan
  • United States
  • Number Of Retail Outlets
  • Internet Subscribers