About 200 reports

  • PERSONAL LOANS: MARKET SIZE
  • RECENT DEALS

The New Zealand lending space is dominated by the big three banks: ANZ, ASB, and Westpac.

  • Bank Lending
  • Consumer Loan
  • New Zealand
  • Market Size
  • Money3 Corporation Limited
  • The company offers the following solutions in the digital platform lending market:
  • DATE

Earlier, these banks can handle only ##% of their products digitally from end-to-end, whereas lending comprises more than one-third of the total bank' s revenue.

  • Bank Lending
  • Ellie Mae, Inc.
  • Fiserv, Inc.
  • Pegasystems Inc.
  • Temenos Group AG
  • MORTGAGE LOANS: MARKET SIZE
  • MORTGAGE LOANS: MARKET SHARES OF US BANKS

To capitalize on this, non-bank lenders have entered the market with competitively priced loans, enabling consumers to consolidate multiple credit card debts into one.

  • Bank Lending
  • United States
  • Market Size
  • MidCap Financial, LLC
  • PNC
  • CONSUMER LENDING: MARKET SIZE
  • PERSONAL LOANS: MARKET SIZE

China Minsheng Bank had one of the lowest market shares among the top Chinese banks at ##. ##%, yet its ##. ##% CAGR made it the top performer during this period.

  • Bank Lending
  • China
  • Market Size
  • China CITIC Bank Corporation Limited
  • Shanghai Pudong Development Bank Co., Ltd.
  • PERSONAL LOANS: MARKET SIZE
  • MARKET OVERVIEW

August ##, 2018 Completed Acquisition n/ a WiZink Bank Aplazame Spanish digital bank WiZink Bank acquired Madrid-based lending platform Aplazame, which specialized in instant consumer credit solutions for online purchases.

  • Bank Lending
  • Spain
  • Market Size
  • Banco de Sabadell, S.A.
  • Banco do Brasil S.A.
  • EXECUTIVE SUMMARY

The Monetary Authority of Singapore' s measures to boost bank lending include relaxing capital buffer and liquidity requirements for lenders, which may help mitigate the economic fallout from the pandemic and cushion some of the downside risks.

  • Bank Lending
  • Singapore
  • Demand
  • Forecast
  • Market Size
  • PERSONAL LOANS: MARKET SIZE
  • COMMERCIAL LENDING

APPENDIX APPENDIX Abbreviations, acronyms, and definitions Abbreviations and acronyms APRA - Australian Prudential Regulation Authority CAGR - compound annual growth rate CBA - Commonwealth Bank of Australia NAB - National Australia Bank pp - percentage points RBA - Reserve

  • Bank Lending
  • Mortgage
  • Australia
  • Market Shares
  • Market Size

However, they are all facing increased competition from non-bank lenders, digital banks, and digital lending platforms, which are offering products with better rates as well as streamlined loan approval processes.

  • Bank Lending
  • New Zealand
  • Demand
  • Kiwibank Limited
  • Westpac Banking Corporation
  • Untitled
  • 4. Innovation

The UK also has one of the highest levels of household debt relative to GDP in the world at around ##. ##% (as per the Word Bank).

  • Bank Lending
  • United Kingdom
  • Demand
  • Barclays Bank PLC
  • Tesco PLC
  • Industry Definition
  • Basis of Competition

CASH RATE Additional Resources Glossary Terms BARRIERS TO ENTRY The rate at which banks lend funds to one another overnight, set by the Reserve Bank of Australia.

  • Bank Lending
  • Banking
  • Mortgage
  • Australia
  • Forecast
  • MARKET OVERVIEW

However, they may face increased competition from non-bank lenders, digital banks, and digital lending platforms breaking into the market and offering low interest rates and hassle-free loan approvals.

  • Bank Lending
  • United Kingdom
  • Demand
  • Market Shares
  • Market Size
  • Italy COVID-19 Impact

Credit card Mortgage balances include only lending to households secured on domestic property.

  • Bank Lending
  • Banking
  • Consumer Loan
  • Italy
  • Forecast
  • Passport 10
  • CONSUMER LENDING IN THE PHILIPPINES - INDUSTRY OVERVIEW

One issue that banks and other mortgage lenders face is that there are restrictions on who they can lend money to.

  • Bank Lending
  • Consumer Loan
  • Philippines
  • Demand
  • COST STRUCTURE BENCHMARKS CONTINUED
  • PLAYER PERFORMANCE CONTINUED

High capital intensity is more than $##. ## of capital to $## of labour; medium is $##. ## to $##. ## of capital to $## of labour; low is less than $##. ## of capital for every $## of labour.

  • Bank Lending
  • Australia
  • Forecast
  • National Australia Bank Limited
  • Westpac Banking Corporation
  • Passport 11
  • EXECUTIVE SUMMARY

With the Dutch economy having faced a major slowdown due to the COVID-## pandemic during 2020, stricter lending criteria have been applied by most banks and non-bank lenders.

  • Bank Lending
  • Consumer Loan
  • Netherlands
  • Demand
  • Passport 11
  • EXECUTIVE SUMMARY

In addition, banks and non-bank lenders were advised not to pay dividends to bank-related shareholders for 2020 in order to reserve as much money as possible within the bank.

  • Bank Lending
  • Consumer Loan
  • Thailand
  • Demand
  • PERSONAL LOAN MARKET SIZE
  • MORTGAGE MARKET SIZE

According to RBNZ, registered banks accounted for ##. ##% of personal lending (including credit card lending) and non-bank lending institutions accounted for ##. ##%.

  • Bank Lending
  • New Zealand
  • Forecast
  • Market Size
  • Westpac Banking Corporation
  • Passport 8
  • Passport 7

This new law imposes a maximum interest rate of ## percentage points above the Bank of Israel base interest rate (currently at below ##%).

  • Bank Lending
  • Consumer Loan
  • Israel
  • Demand

As banks such as Bank of America and Capital One shift their focus away from unsecured loans to secured loans, digital-only lenders like Marcus and platforms such as Prosper Marketplace and Lending Club are filling the gap.

  • Bank Lending
  • United States
  • Demand
  • Market Shares
  • Market Size
  • 3.1.2. THE RBA HAS BEEN AS ACCOMMODATIVE AS IT CAN BE WITHOUT DELVING INTO NEGATIVE INTEREST RATES

UBank has updated to stay relevant, with its Mia chatbot perfectly suited to the COVID-## crisis In the last few years, UBank has moved from being a direct bank to one that both incorporates existing innovative ideas and develops entirely new ones.

  • Bank Lending
  • Australia
  • Adelaide Bank Limited
  • Bendigo and Adelaide Bank Limited
  • Macquarie Group Limited
  • Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2019
  • DEGREE OF RIVALRY

Table ##: United Kingdom retail lending market value: $ billion, 2015-## Figure ##: United Kingdom retail lending market value: $ billion, 2015-## ##.

  • Bank Lending
  • United Kingdom
  • Barclays Bank PLC
  • Santander Group
  • The Royal Bank of Scotland plc
  • COMPETITIVE LANDSCAPE

COMPETITIVE LANDSCAPE Banks Are the Main Source of Consumer Lending Alternative Financial Service Providers Credit the Underserved India' s biggest banks, such as State Bank of India, HDFC Bank and ICICI Bank, lead the consumer credit landsca

  • Bank Lending
  • Banking
  • Consumer Loan
  • India
  • Demand
  • COMPETITIVE LANDSCAPE
  • Consumer Credit: Outstanding Balance by Category: Value 2013-2018

This has benefited mortgages/ housing, with leading lenders such as HDFC Bank and State Bank of India having cut their interest rates.

  • Bank Lending
  • Consumer Loan
  • India
  • Demand
  • Forecast
  • Consumer Credit: Outstanding Balance by Category: Value 2013-2018
  • Consumer Credit: Outstanding Balance by Category: % Value Growth 2013-2018

Other factors placing pressure on the wider consumer lending industry during the year included the tightening of lending criteria by many banks and, in particular non-bank lenders such as finance companies.

  • Bank Lending
  • Consumer Loan
  • Vietnam
  • Demand
  • Forecast
  • Passport 2
  • Consumer Credit: Outstanding Balance by Category: Value 2013-2018

In the past, it was necessary to visit the branch of the bank or office of the non-bank lender that one was interested in applying for a loan from to present numerous authorised documents in person.

  • Bank Lending
  • Consumer Loan
  • Czech Republic
  • Demand
  • PERSONAL LOAN MARKET SIZE

Bank Norwegian also improved its rank by one place to eighth in 2017.

  • Bank Lending
  • Norway
  • Market Size
  • Danske Markets Inc.
  • Santander Group
  • Key External Drivers
  • 30-year conventional mortgage rate

In short, the industry continues to lose market share to more dynamic, all-in-one commercial banks as well as online banks.

  • Bank Lending
  • Retail Banking
  • United States
  • Demand
  • Forecast
  • COMPETITOR FINANCIAL PERFORMANCE

One area that banks in Taiwan can address to improve their profitability is cost reduction.

  • Bank Lending
  • Credit Card
  • Taiwan
  • Market Shares
  • Market Size
  • Glossary Terms
  • BASIS OF COMPETITION

Externally, mortgage brokers compete with banks that lend directly to borrowers.

  • Bank Lending
  • Mortgage
  • Australia
  • Demand
  • Forecast
  • Consumer Credit: Outstanding Balance by Category: Value 2013-2018
  • Passport 12

Polish financial institutions respond to pandemic with " loan holiday" to aid customers The Polish consumer lending environment is led by large retail banks such as PKO Bank Polski, Santander Bank Polska SA, Bank Polska Kasa Opieki SA - Pekao SA

  • Bank Lending
  • Consumer Loan
  • Poland
  • Demand